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Terms of Service

Last updated: April 20, 2026 | Effective date: April 20, 2026

⚠️ IMPORTANT: Almost Insider is NOT a registered investment advisor, broker-dealer, or financial planner. Our content is for informational and educational purposes only. Nothing on this website or in our communications constitutes financial advice, investment advice, trading advice, or any other sort of advice. You should not treat any of our content as such.

1. Acceptance of Terms

By accessing or using almostinsider.info (the "Service"), operated by Micawber Media LLC ("Company," "we," "us," or "our"), you agree to be bound by these Terms of Service ("Terms"). If you disagree with any part of these terms, you may not access the Service.

2. Description of Service

Almost Insider provides AI-generated analysis of publicly available government contract data correlated with public stock market data. Our Service includes:

  • AI-powered scoring of government contracts across multiple factors
  • Correlation analysis between government spending and public company stocks
  • Historical backtest data and performance tracking
  • Newsletter communications (free and premium tiers)
  • A public scoreboard tracking historical picks and performance

3. Not Financial Advice

THE CONTENT PROVIDED BY ALMOST INSIDER IS FOR INFORMATIONAL PURPOSES ONLY AND SHOULD NOT BE CONSTRUED AS FINANCIAL, INVESTMENT, TAX, OR LEGAL ADVICE.

Specifically:

  • We are NOT registered with the Securities and Exchange Commission (SEC) as an investment advisor.
  • We are NOT registered with any state securities regulatory authority.
  • We do NOT provide personalized investment recommendations.
  • Our "scores," "ratings," and "picks" are outputs of automated AI analysis and should NOT be interpreted as buy, sell, or hold recommendations.
  • Past performance, including backtest results, does NOT guarantee future results.
  • All investment decisions should be made after consulting with a qualified, licensed financial professional.
  • You should never invest money you cannot afford to lose based on information from any source, including ours.

4. Subscription and Payments

Free Tier: Access to weekly newsletter briefs with limited content is provided at no cost.

Premium Tier: Premium subscriptions are billed at the rate displayed at time of purchase (currently $19/month or $190/year). Payments are processed through Stripe. By subscribing, you authorize recurring charges until you cancel.

Cancellation: You may cancel your premium subscription at any time. Cancellation takes effect at the end of your current billing period. No refunds are provided for partial billing periods.

Price Changes: We reserve the right to change subscription pricing. Existing subscribers will be notified at least 30 days before any price increase takes effect. Founding member pricing is locked for the duration of continuous subscription.

5. User Accounts

You are responsible for maintaining the confidentiality of your account credentials. You agree to provide accurate information and to update it as necessary. You may not share premium content or account access with others.

6. Intellectual Property

All content on the Service, including but not limited to text, analysis, scores, graphics, logos, and software, is the property of Micawber Media LLC and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from our content without prior written permission.

7. Data Sources and Accuracy

Our analysis relies on publicly available data from sources including but not limited to:

  • USAspending.gov and FPDS.gov (government contract data)
  • Yahoo Finance and other financial data providers (stock market data)
  • Congressional disclosure databases (politician trading data)
  • SEC EDGAR (corporate filings)

While we strive for accuracy, we make NO guarantees regarding the accuracy, completeness, or timeliness of any data or analysis. Government contract data may have reporting lags of 1-30 days. Stock prices may be delayed. AI analysis is probabilistic and may contain errors.

8. Coincidence Score Disclaimer

Our "Coincidence Score" feature correlates the timing of politician stock trades with government contract awards. This analysis is based entirely on publicly available data. A high Coincidence Score does NOT constitute evidence of insider trading, corruption, or any illegal activity. It is a statistical correlation metric provided for informational purposes only.

9. Limitation of Liability

IN NO EVENT SHALL MICAWBER MEDIA LLC, ITS OFFICERS, DIRECTORS, EMPLOYEES, OR AGENTS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING WITHOUT LIMITATION, LOSS OF PROFITS, LOSS OF DATA, OR INVESTMENT LOSSES, WHETHER INCURRED DIRECTLY OR INDIRECTLY, ARISING FROM YOUR USE OF THE SERVICE.

Our total liability for any claim arising from or related to the Service shall not exceed the amount you paid us in the twelve (12) months preceding the claim.

10. Indemnification

You agree to indemnify and hold harmless Micawber Media LLC from any claims, damages, losses, liabilities, and expenses (including attorney fees) arising from your use of the Service, your violation of these Terms, or your investment decisions made based on information from the Service.

11. Third-Party Links

The Service may contain links to third-party websites or services. We are not responsible for the content, privacy policies, or practices of any third-party sites.

12. Prohibited Uses

You agree not to:

  • Scrape, crawl, or automatically extract data from the Service
  • Redistribute premium content to non-subscribers
  • Use the Service for any illegal purpose
  • Attempt to interfere with the proper functioning of the Service
  • Misrepresent your affiliation with the Service
  • Use our content to create competing products or services

13. Termination

We reserve the right to terminate or suspend your account at any time, with or without notice, for conduct that we believe violates these Terms or is harmful to other users, us, or third parties.

14. Governing Law

These Terms are governed by and construed in accordance with the laws of the State of Texas, without regard to conflict of law principles. Any legal action or proceeding shall be brought exclusively in the state or federal courts located in Comal County, Texas.

15. Changes to Terms

We reserve the right to modify these Terms at any time. We will notify subscribers of material changes via email. Your continued use of the Service after changes are posted constitutes acceptance of the modified Terms.

16. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary so that these Terms will otherwise remain in full force and effect.

17. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and Micawber Media LLC regarding the Service.

18. Contact

Questions about these Terms should be directed to:

Micawber Media LLC
Email: hello@almostinsider.info
Website: almostinsider.info

© 2026 Micawber Media LLC. All rights reserved.